Memaparkan catatan dengan label PTPTN. Papar semua catatan
Memaparkan catatan dengan label PTPTN. Papar semua catatan

Khamis, 30 September 2010

PTPTN: Surat Pelepasan Pinjaman Pendidikan PTPTN

Update: 4th Oct. 2010.
20 Syawal 1431H.

Went with Abang to Wisma Chase Perdana to do a follow-up on my study-loan payment and if i'm in the clear, get my Surat Pelepasan Pinjaman Pendidikan PTPTN *that's a mouthful :-I*.

Pic 1 - Surat Pelepasan Pinjaman Pendidikan PTPTN.
Shown here is page 1 of 2. Page 2 is not shown in this post. Page 2 is the statement of my final payment.

If you're asking why the letter in Pic 1 is dated 28th September 2010, i've no idea.



A little cronology

My final study-loan payment was paid on 2nd April 2009. I thought i'd be contacted by PTPTN about the settled loan as they did bother to send me a summons just after i've freshly graduated though yet employed. However, PTPTN failed to take any action within one year leeway after the debt is settled.

My father and Abang insisted i write to PTPTN instead of waiting for them to write to me. After much procrastination, on 23rd June 2010, i sent an email to ask for my Surat Pelepasan. i didn't know what it was called at that time; hence odd names for it.

One week later (30th June 2010), i got an email from the Webmaster who CC'ed me his/her email to Unit Lejar Pinjaman, see Pic 2. Nothing was heard since. Later on, the staff at Kaunter 2 said the person in-charge is not around. No wonder; it was a one-way communication.

Pic 2 - CC'ed email from Webmaster PTPTN.


Two months after the email (26th August 2010), Abang help post a formal letter i wrote which inquired about my current payment status and request for the Surat Pelepasan. Prior to sending, i phoned-up PTPTN, intending to ask should whom i address this letter to. However, the machine put me on hold. Bored waiting, i ended the phone-call and just posted the letter, addressing it to PTPTN but with no specific receiver. See Pic 3. PTPTN's website mentioned no particular names nor units/departments either.

Pic 3 - Formal letter.


And today (29th September 2010), went with Abang to Wisma Chase Perdana to do a follow-up. Being in the building, you are lost of directions because the labels/signs there provide insufficient information to lead you; so be bold to ask for directions. All that the labels said was: Perbadanan Tabung Pendidikan Tinggi Nasional.

The man at the counter on the Ground Floor (told you, i don't know what unit) told us to go to the 6th Floor and inquire about my current payment status. If all is clear, then proceed to the 11th Floor to obtain the Surat Pelepasan. I suppose each floor has a specific name, unit, or department assigned to it but the name wasn't indicated anywhere.

On the 6th Floor, as you exit the lift, you're instantly lost. Facing the windowed-corridor, turn right. Enter the double-doors, and take a seat. There are no number-dispensing machine; so be smart to wait for your turn. When you think it's your turn, proceed to the counter and do your business. There are three counters: Kaunter 1, Kaunter 2, and kaunter SSPN.
No pics though. I myself was at a lost. I didn't know what to snap.

After some explaining and checking and more explaining, the officer at Kaunter 2 went through the door behind her. When she came out, she told me to go home, type a formal letter to PTPTN asking for a Surat Pelepasan. Post it. And give them 7 working days to process. I forgot though to which unit i should address it to.

This is when i withdrew my letters, Pic 2 and Pic 3, and gave them to her. She went into the office again, and probably telephoned the people on the 11th Floor because when she came out, she told us to go upstairs and take the letter.

On the 11th Floor, we got lost, again. We guessed which door to open but hesitated. Abang asked a passerby staff and she asked us to have a seat. As we waited, she returned and asked us to wait a little more. Then she asked for my I.C. number. As we waited for her to do whatever she had to do, another staff came and called my name. Then she handed me my Surat Pelepasan Pinjaman Pendidikan PTPTN! :D

Abang made me read it first *i wouldn't have read it there if he didn't tell me to :p*

According to the letter, if i am not contacted by PTPTN within the next 6 months about any matter, then I am liberated! And the Surat Pelepasan (Pic 1) will be the final official letter i receive from PTPTN.

Now to wait for 28th April 2011! :D

Thank you to Abang for helping me :)

Jumaat, 3 April 2009

PTPTN: Payment 17 [Finale]

8 Rabiul Akhir 1430H


Pic 1 -


Alhamdulillah :). Finally, my study debt is over! Now to focus the money somewhere else ;D.

What should i do next? Contact PTPTN about the settled debt to get a B&W conformation?

Khamis, 5 Mac 2009

PTPTN: Payment 16

8 Rabiul Awal 1430H


Pic 1 -


Remaining debt: RM 340.87

One more month to go, then all debt langsai (settle) :D

Isnin, 23 Februari 2009

PTPTN: Payment 15

27 Safar 1430H


Pic 1 -


Remaining debt: RM840.87 and still going d~o~w~n~ :D.

Insya-Allah, the study loan from the licensed ah long PTPTN will settle by early April 2009 :D.

Jumaat, 23 Januari 2009

PTPTN: Payment 14

26 Muharam 1430H


Pic 1 -


Remaining debt: RM 1,339.50

Hehe~! :D
It's going down down down d...o...w...n...~!

Isnin, 5 Januari 2009

PTPTN: Payment 13

8 Muharam 1430H


Pic 1 -


Remaining debt: RM 2,335.12.


It's going down~... :)


Salam Ma'al Hijrah 1430H & Selamat tahun baru 2009 :)

Rabu, 3 Disember 2008

PTPTN: Payment 12

5 Zulhijjah 1429H


Pic 1 -


Remaining debt: RM 2,829.82


Again, GSO has failed to bank-in my scholarship for the month of November 2008. i wonder what are their excuse this time. How am i going to pay this semester's fee of RM1350? Borrow from a loan shark?

The GRF scholarship does not allow us to have two or more simultaneous incomes, and yet their actions speaks of forcing us to breach the scholarship contract.


Currently, am on a 2-week vacation at my hometown :D. Am home very early and very long due to monsoon season and Raya Haji, as well as sold-out bus tickets :p. Even though it's the rainy season here in the East Coast of the Malay Peninsular, it was kinda bright and hot this morning. However, as noon is easing away, so is the brightness; dark clouds are waiting to pour their contents :s.

Speaking of bus tickets, the one-way fare from KL to KB is
RM30.80 (fare) + RM9.30 (30% surcharge) = RM40.10 (total)!
Am wondering when are the public transport fares going to take a hand-in-hand downward hike with fuel prices. i wonder what is the government doing to ensure the welfare of its rakyat (people).

Rabu, 12 November 2008

PTPTN: Payment 11

Updated: 27th Nov 2008

14Zulkaedah 1429H


Pic 1 -


Remaining debt: RM 3,323.59

GSO UPM didn't bank-in my scholarship for one month :( that's why i was not able to make any payments last month.

Right now, am in the midst of waiting for GSO's email reply about the missing payment. i'm wondering what excuses are they brewing... Missing documents? World economy recession? Forgot? My fault?


=== Update: 27 Nov 2008 ===

GSO has secretly banked-in the scholarship :D. Thank you. No, no-GSO officer replied my email.

Khamis, 4 September 2008

Khamis, 3 Julai 2008

PTPTN: Payment 8

28 Jamadil Akhir 1429H


Pic 1 -


Aite. Am estimating by end of May 2009, this study loan of mine will be over! Insya-Allah :D. Then i can save for something else ;D *wink wink*

Khamis, 20 Mac 2008

Ahad, 16 Mac 2008

PTPTN: Payment 1

8 Rabiul Awal 1429H

PTPTN

What is PTPTN?
Satirically some say it is ah long berlesen (licensed loan shark) ;p

Online, a debtor can print her/his Penyata Kira-kira (see Pic 1), and Penyata Baki Pinjaman (not inserted here).


Pic 1 - Penyata Kira-kira Mac 2008.